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About Us

Adani Housing Finance Pvt Ltd is the Housing Finance arm of Adani Group incorporated in the month of Sept, 2017, The company aims to take a pioneering role in furthering the national objective of housing for all coupled with its objective of nation building by providing customized financing solutions to the customers in the affordable housing segment.

We will cater to the requirements of Individuals affordable Housing loans and also partner with the Developer to meet their needs for construction of affordable housing units.

At Adani Housing Finance, our aim is to provide convenience and superior experience to our customers.

Our team consists of seasoned professionals from the Industry committed to create a housing finance company which will adapt the latest technology to simplify the lending process.

As per MHUPA (Ministry of Housing & Urban Poverty Alleviation), there has been a huge gap in demand and supply of urban housing in India. Currently there is a shortage of 18.78 million urban housing, economically weaker sections (EWS) and low income group (LIG) accounted for 96 percent of the total housing shortage in India.

India has currently lowest Mortgage to GDP ratio standing at 9% compared to other developing countries (17% for Thailand, 20% for China, 34% of Malaysia).

This is primarily as large HFC/Banks have focused on salaried customer & Urban/Metro Cities. Few have ventured in to Tier 2 & Tier 3 locations as this segment offers unique challenge,

  • Inability to asses credit risk, it is more about assessing the customer & his income generating ability/capability
  • Higher operating/customer acquisition costs
  • Inability to assess property title
  • At Adani Housing Finance we will focus on assessed income customers & Tier 2 & 3 cities.
  • We will be partner to developers & supporters of our customers to enable them their dream of owning a house.
  • We will provide simple and technology based solutions for convenience of the customer.

Initially covering western India which includes Maharashtra and Gujarat, operational in 20 Locations in West.

Values

Courage

Courage

We shall embrace new ideas and businesses
Trust

Trust

We shall believe in our employees and other stakeholders
Commitment

Commitment

We shall stand by our promises and adhere to high standards of business

Culture

Passion

Passion

Performing with enthusiasm and energy
Results

Results

Consistently achieving goals
Integration

Integration

Working across functions and businesses to create synergies
Dedication

Dedication

Working with commitment in the pursuit of our aims
Entrepreneurship

Entrepreneurship

Seizing new opportunities with initiative

In This Section

Gautam Adani

Chairman’s Message

Gaurav Gupta

CEO’s message

To prepare the Group for the next phase of our growth, we have re-formulated our 2020 vision:

One Vision One Brand