• We are happy to provide EMI moratorium facility for our Housing Loan and Loan Against Property customers who are seeking it from us and are eligible as per RBI guidelines. To apply for the moratorium, kindly write to us from your registered email address at customercare.ahfpl@adani.com with your mobile number and loan account number and we will activate the moratorium for EMI of April and May 2020.
• Interest will continue to accrue during moratorium period at the same rate as contracted for the respective loan, and such interest will be collected as per applicable interest rate from you by extending the original tenor of your loan contract accordingly. An updated loan repayment schedule will reach you by email
• Further, we are pleased to confirm that no Cheque bounce charges or overdue charges will be levied to your account for such EMIs covered under moratorium.
• In case you have overdues prior to 1st March 2020, this point will apply to you.
  • As per RBI guidelines released, NBFC’s are permitted to extend moratorium only for instalments of loan which are due between 1st March 2020 and 31st May 2020. There can be no moratorium on overdues prior to 1st March 2020.
  • Hence in case you have any overdue instalments and/ or other dues pertaining to the loan repayment prior to 1st March 2020, we request you to kindly pay such overdue instalments/ other amount overdue immediately, to avoid normal penal charges and to avoid reporting to bureau.

Adani Housing Finance supports you during this difficult time caused by COVID 19 and wishes for your good health and safety.

With warm regards